Managing Credit and Debt

Personal credit, if used wisely, has its advantages. We offer you some information about the following topics, which speak to both the advantages that can be gained, and the pitfalls that should be avoided, with respect to consumer credit.

• What is consumer credit?
• Uses and cost of consumer credit
• Applying for credit
• Maintaining a good credit rating
• Cosigning a loan
• What to do if you're drowning in debt
• Bankruptcy: the last resort