Montana Retirement Asset Protection Laws

Montana laws protect the following retirement assets from creditors:

• right to receive benefits from or interest in a private or government retirement, pension, stock-bonus, profit-sharing, annuity, or similar plan or contract, except for contributions made within one year pre-petition which exceed 15 percent of the debtor's gross income for that one-year period;
• public employees' retirement system benefits;
• teachers' retirement system benefits;
• sheriffs' retirement system benefits;
• wardens' retirement system benefits;
• highway patrol retirement system benefits;
• municipal and locally funded police officers' retirement system benefits;
• firefighters' unified retirement system benefits; and
• judges retirement system benefits.