Missouri Retirement Asset Protection Laws

Missouri laws protect the following retirement assets from creditors:

• payments under a stock bonus, qualified pension, profit-sharing or similar plan, except for QDRO payments and for any amount of funds contributed within three years pre-petition;
• deferred compensation for state officers and employees;
• local government employees' retirement system benefits, except for child support obligations;
• municipal pension plan benefits;
• police and firefighters' retirement system benefits;
• police department civilian employees' retirement system benefits (in cities between 300,000 and 700,000 inhabitants);
• line-of-duty death and disability benefits and retirement system benefits;
• highway employees' and patrol retirement system benefits;
• special consultants on retirement, aging, and other state matters benefits;
• public school retirement system benefits;
• non-teacher school employee retirement system benefits (cities of less than 300,000 inhabitants); and
• administrative law judge and legal adviser retirement system benefits.