Louisiana Retirement Asset Protection

Louisiana laws protect the following retirement assets from creditors:

• pension, annuity, and retirement allowance benefits;
• pensions, proceeds, and payments under any qualified retirement plan, except for alimony and child support obligations;
• qualified pensions, proceeds, and payments under annuity policies or plans, IRAs, Keogh plans, simplified employee pension (SEP) plans, and other qualified plans to the extent that contributions were exempt from federal income tax at the time of contribution, plus accrued interest or dividends, except that contributions are not exempt if made less than one calendar year from the date of the creditor's petition;
• unfunded judicial retirement plan benefits;
• judges' and court officers' retirement plan benefits;
• court clerks' retirement plan benefits;
• district attorneys' retirement plan benefits;
• academic and administrative employees of public institutions of higher education retirement plan benefits;
• state school employees' retirement plan benefits;
• Orleans parish school employees' retirement plan benefits;
• state university retirement system benefits;
• registrars of voters employees' retirement system benefits;
• sheriffs' pension and relief fund benefits;
• New Orleans, Lafayette, and Monroe firemen's pension and relief fund benefits;
• New Orleans and Lafayette policemen's pension and relief fund benefits;
• firefighters' retirement system benefits;
• municipal police employees' retirement fund benefits;
• parochial employees' retirement system benefits;
• municipal employees' retirement system benefits; and
• public officers' tax assessors' retirement fund benefits.