Georgia Retirement Asset Protection Laws

Georgia law protects payments under a pension, annuity, or similar plan or contract, as well as payments from a qualified IRA, to the extent the payments are reasonably necessary to support the debtor and the debtor's dependents. Also, state employees' retirement benefits, except for state income tax obligations, are protected.

In the case of a judgment for alimony or child support, otherwise exempt pension and retirement funds are subject to Georgia's wage garnishment limitations. Then, only 50 percent of the debtor's weekly disposable earnings are protected.